5 articles on closing costs from Mortgage in Georgia.
Fulton mailed 2026 tax bills in August using this year's values and last year's millage rates, under a court order. A corrected bill is expected mid-November. Here is the dated timeline and what it means if you are paying the estimate, closing this fall, or carrying an escrow account.
By Mortgage in Georgia Editorial · Sep 9, 2026
Georgia's settlement statement carries two taxes most buyers have never heard of, and the one that lands on the buyer's side is legally the lender's bill. A line-by-line look at who normally pays, what the statute actually says, and which lines you can move.
By Mortgage in Georgia Editorial · Sep 3, 2026
As metro Atlanta inventory climbs and homes sit longer, seller-paid closing-cost credits are making a comeback. Here's how they work, how they differ from a price cut, the caps by loan type, and why a credit isn't free money.
By Mortgage in Georgia Editorial · Jul 16, 2026
Georgia's HB 581 caps how fast a homesteaded property's taxable value can grow — but the cap doesn't actually bite until the 2026 tax year, many metro counties opted out, and the protection resets the moment a home is sold. Here's what Georgia buyers need to know before setting up escrow.
By Mortgage in Georgia Editorial · Jun 16, 2026
Georgia charges a state intangible recording tax of $1.50 per $500 of your loan amount — about $1,050 on a $350,000 mortgage. Here's what it costs, who pays, and the same-lender refinance exemption that can save you hundreds.
By Mortgage in Georgia Editorial · Jun 13, 2026
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