18 articles on market trends from Mortgage in Georgia.
Metro Atlanta closings fell 18.7% in October and contracts fell 26.8%. The median listing now takes 61 days to sell, but prices are holding. Buyers have more room to negotiate, and how much depends on the county.
By Mortgage in Georgia Editorial · Nov 13, 2026
Metro Atlanta buyers holding out for lower rates are sitting out the market with the most buyer leverage in years. Here is how to weigh that trade-off without betting on a rate forecast.
By Mortgage in Georgia Editorial · Oct 28, 2026
Metro Atlanta listings reached a more-than-decade high in September 2026, but the Georgia MLS median held at $399,900. Buyers are winning on concessions, not price, and the Georgia due diligence period is where those negotiations happen.
By Mortgage in Georgia Editorial · Oct 17, 2026
The core Atlanta median has slipped from its summer high and contracts are down sharply. Higher mortgage rates have more than erased that discount, so a typical house costs about $240 more a month than it did last fall.
By Mortgage in Georgia Editorial · Oct 9, 2026
Fulton County's August median sale price was $477,300, up 3.9% from a year earlier, while pending sales fell 24.3% from a year earlier. Price per square foot fell over the same period. That points to a change in which homes sold, not a rise in what homes are worth.
By Mortgage in Georgia Editorial · Sep 18, 2026
FHFA says Fannie Mae and Freddie Mac are evaluating portable and assumable conventional loans. There is no rule, no comment period, and no effective date — just one two-page bill sitting in committee. Here is the arithmetic on what porting a 3.1% note into a $475,000 Cherokee County purchase would actually save, and why the savings stop growing the moment you buy more house.
By Mortgage in Georgia Editorial · Aug 19, 2026
Georgia MLS's July 2026 report shows metro Atlanta buyers put 3,902 units under contract — down 32% year over year — while the median sale price held at $420,000. The gap isn't a contradiction; it's a timing lag, and it tells you where your leverage this fall actually shows up.
By Mortgage in Georgia Editorial · Aug 15, 2026
Better and Coinbase have launched the first Fannie Mae-eligible mortgage that lets you pledge Bitcoin or USDC to fund a down payment instead of selling it. Here's how the dual-loan structure works, what the 'no margin call' promise really means, and what it does — and doesn't — do for Georgia buyers on taxes.
By Mortgage in Georgia Editorial · Jul 18, 2026
Rocket closed its $14.2B purchase of Mr. Cooper in October 2025 and has already moved most of that servicing book onto its own platform. Here is what actually changes for a Georgia borrower whose loan just switched hands — and what does not.
By Mortgage in Georgia Editorial · Jul 17, 2026
Georgia has more homes for sale for the third straight year, yet some trackers show statewide prices up double digits while others show them barely moving. Here's how to tell which number is real for your county — and why your monthly payment, not the sticker price, is the affordability ceiling in 2026.
By Mortgage in Georgia Editorial · Jul 10, 2026
Georgia's median home price is still rising, but the estimated monthly payment on a typical home has edged down for the first time in over a year. The reason is a quiet tug-of-war between lower rates and a flat market — and it's leaning, modestly, toward buyers.
By Mortgage in Georgia Editorial · Jul 1, 2026
Georgia buyers were told a 50-year mortgage was coming to fix affordability. The math was brutal, the law didn't allow it, and Rep. Marjorie Taylor Greene helped bury it. Here's what replaced it — and why it matters more in metro Atlanta than almost anywhere.
By Mortgage in Georgia Editorial · Jun 24, 2026
Metro Atlanta has shifted from bidding wars to price cuts heading into summer 2026. Roughly 40% of local sellers have trimmed their asking price as inventory rebuilds for a third straight year and rates near 6.5% keep demand soft. Here's what the data shows for buyers and sellers — and why softer list prices don't mean a crash.
By Mortgage in Georgia Editorial · Jun 19, 2026
Redfin says U.S. buyers now need $111,252 a year to afford the typical home — the seventh straight month of relief. A late-May Treasury spike and a 6.51% mortgage rate could end it fast.
By Mortgage in Georgia Editorial · May 26, 2026
Listings are building while Georgia closings stall — the textbook months-of-supply setup for a buyer's market. Here's why it works even with the 30-year fixed near 6.5%, and how Georgia buyers can turn it into price cuts and concessions.
By Mortgage in Georgia Editorial · May 17, 2026
NAR's April report shows existing-home sales flat year over year — up just 0.2% from March, not from a year ago — even as inventory keeps building. Here is why that translates into real negotiating power in metros like Augusta and Savannah, almost none in Columbus, and what to check before you assume you have leverage.
By Mortgage in Georgia Editorial · May 17, 2026
ATTOM's latest data shows U.S. foreclosure filings rising for an 11th straight month year over year. Georgia sits mid-pack on rate but fourth nationally on volume — and Macon now has one of the worst metro rates in the country.
By Mortgage in Georgia Editorial · May 14, 2026
U.S. pending sales hit a 3.5-year high in early May 2026 while the seller surplus narrowed for the first time in months. For Georgia buyers who waited out 2025, the concessions, buydowns, and price cuts that defined last year are starting to disappear — fastest inside the perimeter and slowest in Savannah and the outer metro.
By Mortgage in Georgia Editorial · May 14, 2026
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