Georgia Mortgage Loan Programs
Find the right loan program for your home purchase. Compare options from government-backed to conventional financing.
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Popular Loan Types
FHA Loans
Government-backed loans with low down payments and flexible credit requirements. Ideal for first-time buyers.
VA Loans
Zero down payment and no PMI for eligible veterans, active military, and surviving spouses.
USDA Loans
Zero down payment for homes in eligible rural and suburban areas across Georgia.
Conventional Loans
Traditional mortgages with competitive rates. Best for buyers with strong credit and savings.
Georgia Dream Program
Get up to $12,500 in down payment assistance through the Georgia Dream Homeownership Program. Available to first-time and eligible repeat buyers.
- ✓Up to $12,500 down payment assistance
- ✓Below-market interest rates
- ✓Combinable with FHA, VA, and USDA loans
- ✓Income and purchase price limits apply
Down Payment Assistance
$12,500
Available through Georgia Dream
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