Disclosures

Mortgage in Georgia believes in transparency. This page explains how our site operates, how we generate revenue, and how content is created.

Mortgage in Georgia is a publication of Vyze Media.

Not a Lender

Mortgage in Georgia is not a mortgage lender, bank, credit union, or mortgage broker. We do not make loans, set interest rates, approve or deny mortgage applications, or underwrite any financial products. We are a media and advertising platform that provides mortgage-related educational content and connects consumers with licensed mortgage professionals.

Any mortgage rates, terms, or estimates discussed in our content are for informational purposes only and do not constitute a loan offer, rate lock, or commitment to lend. Actual rates, terms, and availability depend on your individual financial situation and the lender you work with.

AI-Assisted Content

Some articles, mortgage guides, and informational content on this site are created with the assistance of artificial intelligence tools. Our process:

1. Source identification: We gather public materials such as government resources (HUD, VA, USDA, Georgia DCA), lender guidelines, and named reference material when available.
2. AI drafting: AI tools help organize and draft article content from those materials.
3. Publication review: Articles may be edited before publication for clarity, accuracy, and formatting.
4. Reader verification: Readers should confirm all rates, terms, eligibility requirements, and program details with the relevant lender or government agency before making financial decisions.

AI tools are used solely for content creation. They do not have access to user personal data and are not used in decisions about lender referrals or lead routing.

Lead Referral and Revenue

When you submit a pre-approval request or inquiry form on this site, we may share your information with up to three (3) licensed Georgia mortgage lenders or lead aggregators. These lenders may contact you by phone, email, or text message regarding your mortgage inquiry.

We may receive compensation from mortgage lenders or lead buyers when we refer consumers to them. This compensation helps fund the operation of this site and keeps our content free to read.

Your consent is required before any referral. We do not share your information without your express written consent, which is provided through our inquiry forms. You may revoke consent at any time by emailing privacy@mortgageingeorgia.com.

Advertising

This site displays advertisements. All advertisement placements are clearly labeled with the word "Advertisement" to distinguish paid promotional content from editorial content.

Advertising revenue helps support the operation of this site. The presence of advertisements does not influence our editorial coverage, article topics, or the information presented in our guides.

We do not use targeted or behavioral advertising. Ad placements are contextual (based on the page topic) rather than based on individual user tracking.

Rate Data

Mortgage rate data displayed on this site is sourced from public market data, government publications, and third-party rate aggregators. Rates are updated periodically but may not reflect real-time market conditions.

Displayed rates are not offers to lend and do not guarantee any specific rate or terms. Your actual rate will depend on your credit score, down payment, loan type, property location, and other factors assessed by your lender.

Equal Housing Opportunity

Mortgage in Georgia supports fair lending practices. All mortgage lenders featured on or referred through this site are expected to comply with the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act.

Contact

Questions about these disclosures? Email us at contact@mortgageingeorgia.com.